The card with more rewards
With the new Woolworths Everyday Rewards Qantas credit card, you can now enjoy Woolworths value everywhere you shop.
It's not only a credit card that rewards you with Qantas Frequent Flyer points for most purchases,1 it's also your Everyday Rewards card, so you can earn even more Qantas Frequent Flyer points by doing what you already do - shopping at Woolworths retail partner stores.
Shop, eat out, pay your bills and watch your points balance grow. There's no points cap, so no limit to the number of points you could earn. Better still, points don't expire as long as you keep your Qantas Frequent Flyer account active by earning or redeeming points at least once every 18 months.
Discover more about the benefits
Credit card issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 ("HSBC"). HSBC lending criteria applies. Terms and conditions apply and are available upon request. Fees, Charges and Interest Rates apply and are current as at 1 March 2012 and are subject to change. Minimum monthly repayments are required and calculated at 2.5% of the outstanding balance or $30, whichever is greater. The minimum credit limit for this product is $8,000. MasterCard and the MasterCard Brand are registered trademarks of Mastercard International Incorporated. PayPass is the trademark of MasterCard International Incorporated
* 16,000 Qantas Frequent Flyer bonus points offer is available to new primary cardholders who apply between 19 March and 31 August 2012, are approved and make an eligible purchase on their Woolworths Everyday Rewards Qantas credit card by 31 October 2012. Offer is not available to existing Woolworths Everyday Money credit cardholders who request to transfer to this product. Allow up to 8 weeks after the eligible purchase is made for the points to appear on your credit card statement, at which time your credit card account must be current and not in arrears. Eligible purchases exclude interest free promotions, balance transfers, business purchases and cash advances.
1. To earn more points at Everyday Rewards Program partners, you must present and scan your Everyday Rewards barcode (on the back of the card) at the time of purchase (you cannot present your Qantas Frequent Flyer card) and spend at least the qualifying amount in one transaction. Everyday Rewards Program partners are Woolworths supermarkets and BWS (excluding Tasmania), BIG W and Dick Smith stores (excluding resellers).Offer excludes selected purchases including smoking tobacco product purchases, gift cards, BIG W Optical, DVD Kiosk purchases, freight charges, selected services and selected online purchases including BIG W Photo and BIG W Movie Rental.
Benefits
As well as earning one Qantas Frequent Flyer point for every dollar you spend on most purchases,1 you can expect many great benefits every time you use your Woolworths Everyday Rewards Qantas credit card.
$89 annual fee which includes a 24/7 Concierge Service
Pay just $89 per year and benefit from 24/7 Concierge Service giving you access to help arranging hire cars, accommodation, tickets and much more. All you need to do is call 02 9461 3881 (within Australia) or +61 2 9461 3881 if you are overseas. Back to top
Additional Cardholder at No Extra Cost
If you would like to add an additional cardholder you can do so at no extra cost. Once your application is approved, simply complete & sign the Additional Cardholder Application Form and return to the address provided on the Form. Click here for the Application Form. Back to top
Competitive Interest Rate
The Woolworths Everyday Rewards Qantas credit card offers a competitive interest rate, currently 19.99% p.a. on purchases and 20.99% p.a. for cash advances. Back to top
Up to 55 days interest free on purchases2
With a Woolworths Everyday Rewards Qantas credit card you can benefit from up to 55 days interest free on purchases as long as you pay your closing balance, including any promotional amounts in full by the statement due date. Back to top
5.99% p.a. for 6 months on balance transfers3
Your Woolworths Everyday Rewards Qantas credit card gives you the option to transfer the balances from your non-HSBC/Woolworths credit or store cards, enabling you to reduce the cost and difficulty of managing multiple cards. Apply now and you'll pay a low 5.99% p.a. for the first 6 months on balance transfers. Back to top
Worldwide acceptance wherever you see the MasterCard® logo
The Woolworths Everyday Rewards Qantas credit card is accepted at over 29 million locations worldwide, wherever you see the MasterCard® logo. Back to top
Chip Security
A microchip is embedded in the Woolworths Everyday Rewards Qantas credit card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use. Back to top
MasterCard® PayPass™
MasterCard®Paypass™ is a convenient payment program that allows you to just Tap & Go™ your card wherever you see the PayPass sign. So there's no need to wait, sign or enter a PIN for amounts that are $100 or less. Back to top
Pay at the pump with epump4
Use your Woolworths Everyday Rewards Qantas credit card to pay for fuel at the pump and get back on the road faster. epump is available at participating CALTEX WOOLWORTHS co-branded fuel outlets. Find out more Back to top
Access to premium MasterCard benefits
Access to MasterCard Moments and enjoy special treats, offers, and an exclusive entertainment service reserved for MasterCard premium cardholders. Find out more
Access to Woolworths Credit Card Repayment Protection
Protect yourself from the unexpected with Woolworths Credit Card Repayment Protection. Get help with your monthly credit card repayments if you're involuntarily unemployed (due to redundancy or retrenchment) or can't work due to injury or sickness. If you become totally and permanently disabled or were to pass away, the outstanding balance on your card is repaid up to a maximum of $50,000.
Woolworths Credit Card Repayment Protection doesn't cost much. You'll pay 69c for each $100 of your monthly outstanding balance. There are no medical examinations or health questions to answer and you have a 30-day cooling off period. If you'd like to apply simply select this option when you apply for the Woolworths Everyday Rewards Qantas credit card, download a form or call Customer Service on 1300 10 1234.
Download a Product Disclosure Statement and Financial Services Guide
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Important Insurance Information
This is only a brief summary of the benefits that apply. Please consider the Product Disclosure Statement and policy Document before deciding whether to obtain Woolworths Credit Card Repayment Protection.
The insurance is co-issued by AIA Australia Limited, (ABN 79 004 837 861 AFSL No. 230043) and Great Lakes Reinsurance (UK) PLC (ARBN 127 740 532 ABN 18 964 580 576 AFSL 38603) trading as Great Lakes Australia. Woolworths Everyday Rewards is a registered trademark of Woolworths Limited ABN 88 000 014 675. Neither AIA Australia’s nor Great Lakes Australia's obligations represent liabilities of Woolworths Limited. Woolworths Limited does not stand behind AIA Australia or Great Lakes Australia. Woolworths Limited does not issue this insurance or guarantee any of the benefits under the cover nor is it otherwise responsible for the payment of any claims.
Woolworths Limited is an authorised representative (Authorised Representative No. 245476) of AIA Financial Services Limited (AIAFS), ABN 68 008 540 252 AFSL No. 231109 in relation to making Woolworths Credit Card Repayment Protection available on the Everyday Money or Everyday Rewards website.
This information is intended to provide general product information only and has been prepared without taking into account any of your particular objectives, needs or financial situation. Before making a decision regarding the acquisition or disposal of Woolworths Credit Card Repayment Protection you should assess whether Woolworths Credit Card Repayment Protection is appropriate to your objectives, needs or financial situation.
Apply now
Credit card issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 ("HSBC"). HSBC lending criteria applies. Terms and conditions apply and are available upon request. Fees, charges and interest rates apply and are current as at 1 March 2012 and are subject to change. Minimum monthly repayments are required and calculated at 2.5% of the outstanding balance or $30, whichever is greater. The minimum credit limit for this product is $8,000. MasterCard and the MasterCard Brand are registered trademarks of Mastercard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.
* 16,000 Qantas Frequent Flyer bonus points offer is available to new primary cardholders who apply between 19 March 2012 and 31 August 2012, are approved and make an eligible purchase on their Woolworths Everyday Rewards Qantas credit card by 31 October 2012. Offer is not available to existing Woolworths Everyday Money credit cardholders who request to transfer to this product. Allow up to 8 weeks after the eligible purchase is made for the points to appear on your credit card statement, at which time your credit card account must be current and not in arrears. Eligible purchases exclude interest free promotions, balance transfers, business purchases and cash advances.
1. To earn more points at Everyday Rewards Program partners, you must present and scan your Everyday Rewards barcode (on the back of the card) at the time of purchase (you cannot present your Qantas Frequent Flyer card) and spend at least the qualifying amount in one transaction. Everyday Rewards Program partners are Woolworths supermarkets and BWS (excluding Tasmania), BIG W and Dick Smith stores (excluding resellers).Offer excludes selected purchases including smoking tobacco product purchases, gift cards, BIG W Optical, DVD Kiosk purchases, freight charges, selected services and selected online purchases including BIG W Photo and BIG W Movie Rental.
2. The interest free days apply to purchases appearing on a statement only if the closing balance of the statement and the closing balance of the previous statement are paid by the statement due dates. The closing balance includes any cash advance or balance transfer amounts. To gain benefit of the 55 interest free days you must pay the total outstanding balance in full (including any balance transfer or other promotional amounts). There is no interest free period for cash advances or balance transfers.
3.. The interest rate of 5.99% will apply for the first 6 months of your balance transfers from non HSBC/Woolworths credit or store cards. After this period, any balance outstanding from the balance your transfer will accrue interest at the Cash Advance Interest Rate applicable at the time. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your Woolworths credit card account, to reduce the balance(s) transferred first and they any subsequent purchases.
4. epump is only available at participating CALTEX/WOOLWORTHS co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types.
Rewards
More points, more rewards with just one card.
Earn one Qantas Frequent Flyer point for every dollar you spend on most purchases1 when you use your Woolworths Everyday Rewards Qantas credit card.
Plus,
Be rewarded by earning more points...
Earn points from your credit card, as well as the points from your Everyday Rewards card.
For Example: Spend $200 on groceries at Woolworths supermarkets (excluding Tasmania); present and scan the Everyday Rewards barcode on the back of your credit card to earn 170 points and pay with your credit card to earn another 200 points.
That adds up to 370 Qantas Frequent Flyer points - earned on one transaction from one card!
...and when redeeming points
Redeem your Qantas Frequent Flyer points for a fantastic range of rewards.
Travel. Take off somewhere new and exciting with an Award flight to your pick of over 700 destinations across Australia and around the world, with Qantas, Jetstar or 25 airline alliance partners.
Shop. Choose from more than 1800 products in the online Qantas Frequent Flyer Store, including Woolworths gift cards, magazine subscriptions, iPods and much more.2 Find out more
Qantas as a Bonus Partner...
Earn 1 bonus Qantas Frequent Flyer point for every $1 spent using your Woolworths Qantas credit card on selected Qantas products and services in Australia.
The addition of Qantas as a bonus partner provides yet another great way for you to earn more Qantas Frequent Flyer points, so you can keep building your points balance and get rewarded even faster!^
Be rewarded with store fuel saving vouchers...
Spend $30 or more at Woolworths supermarkets (excluding Tasmania) and present your credit card to the operator to have the Everyday Rewards barcode on the back scanned to receive a fuel saving voucher loaded onto your card to redeem at participating CALTEX WOOLWORTHS co-branded fuel outlets.
...and the convenience of epump
Pay for fuel at the pump at participating CALTEX WOOLWORTHS co-branded fuel outlets and get back on the road faster. Simply tap your card against the reader, enter your pin, fill up with fuel and drive away3.
Apply Now
Credit card issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 ("HSBC"). HSBC lending criteria applies. Terms and conditions apply and are available upon request. Fees, charges and interest rates apply and are current as at 1 March 2012 and are subject to change. Minimum monthly repayments are required and calculated at 2.5% of the outstanding balance or $30, whichever is greater. The minimum credit limit for this product is $8,000. MasterCard and the MasterCard Brand are registered trademarks of Mastercard International Incorporated. PayPass is the MasterCard trademark International Incorporated
^In addition to ordinary points, we allocate one bonus point for each whole AUD 1.00 of total value of spend (rounded up or down to the nearest whole dollar value) using your credit card on:
(a) Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e directly with Qantas or some travel agents: or
(b) Qantas Club or Qantas Frequent Flyer membership joining or annual fees.
Excludes purchases from Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travelworld or the Jetstar Group of companies and purchases of Qantas branded products supplied by third parties.
We may from time to time vary the Qantas products and services that are eligible to earn.
* 16,000 Qantas Frequent Flyer bonus points offer is available to new primary cardholders who apply between 19 March 2012 and 31 August 2012, are approved and make an eligible purchase on their Woolworths Everyday Rewards Qantas credit card by 31 October 2012. Offer is not available to existing Woolworths Everyday Money credit cardholders who request to transfer to this product. Allow up to 8 weeks after the eligible purchase is made for the points to appear on your credit card statement, at which time your credit card account must be current and not in arrears. Eligible purchases exclude interest free promotions, balance transfers, business purchases and cash advances.
1. To earn more points at Everyday Rewards Program partners, you must present and scan your Everyday Rewards barcode (on the back of the card) at the time of purchase (you cannot present your Qantas Frequent Flyer card) and spend at least the qualifying amount in one transaction. Everyday Rewards Program partners are Woolworths supermarkets and BWS (excluding Tasmania), BIG W and Dick Smith stores (excluding resellers).Offer excludes selected purchases including smoking tobacco product purchases, gift cards, BIG W Optical, DVD Kiosk purchases, freight charges, selected services and selected online purchases including BIG W Photo and BIG W Movie Rental.
2. Free delivery to Australia and New Zealand only. Store Terms of Use and voucher terms and conditions apply. See qantas.com for details.
3. epump is only available at participating CALTEX WOOLWORTHS co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types.
Useful documents and managing your account
Managing your account online...
You should find everything you need to manage your Woolworths Everyday Rewards Qantas credit card here in one place.
To get started, proceed to the credit card login area and follow the instructions. If you haven't already set up an access code please call Customer Service on 1300 10 1234.
After you are logged into our credit card online service you'll easily be able to:
- View your statements
- Pay your bills online using BPAY®
- Set up an automatic direct debit to pay your credit card
- Change your credit card PIN and Access code for phone or online services so they are easy to remember for you
- Keep track of your transaction history and credit card rewards.
Click here to login to online banking
Useful documents to download
Credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 ("HSBC"). HSBC lending criteria applies. Terms and conditions apply and are available upon request. Fees, charges and interest rates apply and are current as at 1 March 2012 and are subject to change. Minimum monthly repayments are required and calculated at 2.5% of the outstanding balance or $30, whichever is greater. The minimum credit limit for this product is $8,000. MasterCard and the MasterCard Brand are registered trademarks of Mastercard International Incorporated. PayPass is the trademark of MasterCard International Incorporated
* 16,000 Qantas Frequent Flyer bonus points offer is available to new primary cardholders who apply between 19 March 2012 and 31 August 2012, are approved and make an eligible purchase on their Woolworths Everyday Rewards Qantas credit card by 31 October 2012. Offer is not available to existing Woolworths Everyday Money credit cardholders who request to transfer to this product. Allow up to 8 weeks after the eligible purchase is made for the points to appear on your credit card statement, at which time your credit card account must be current and not in arrears. Eligible purchases exclude interest free promotions, balance transfers, business expenses and cash advances.
1. To earn more points at Everyday Rewards Program partners, you must present and scan your Everyday Rewards barcode (on the back of the card) at the time of purchase (you cannot present and scan your Qantas Frequent Flyer card) and spend at least the qualifying amount in one transaction. Everyday Rewards Program partners are Woolworths supermarkets and BWS (excluding Tasmania), BIG W and Dick Smith stores (excluding resellers).Offer excludes selected purchases including smoking tobacco product purchases, gift cards, BIG W Optical, DVD Kiosk purchases, freight charges, selected services and selected online purchases including BIG W Photo and BIG W Movie Rental.
